Havyn vs Stessa: Rental Property Accounting Compared
Stessa pioneered financial tracking for rental owners. Havyn picks up where it stops — keeping the finance side just as strong, then adding rent collection, tenant portals, maintenance, and AI document parsing in one platform.
If you only need a read-only dashboard, either works. If you actually run properties, the gap is wide.
Side-by-side
| Feature | Havyn | Stessa |
|---|---|---|
| AI expense categorization | ✓ Automatic from receipts & statements | Manual rules |
| Rent collection (ACH + card) | ✓ Stripe-powered | ✓ ACH only |
| Tenant portal & messaging | ✓ | |
| Maintenance & work orders | ✓ Dispatch, photos, PDF | |
| Document parsing (AI) | ✓ Statements, leases, invoices | |
| Cash flow, ROI, equity tracking | ✓ | ✓ |
| Schedule E tax reports | ✓ | ✓ (Pro only) |
| Deal analyzer for new buys | ✓ RentCast comps + DSCR | |
| Entry price | $19/mo Investor — full features | Entry-level tracking |
| Paid plan starting price | $19/mo | $12/mo (Pro) |
Choose Havyn if…
- You collect rent and manage tenants, not just track numbers.
- You want AI to categorize receipts and parse owner statements.
- You analyze new acquisitions and need DSCR + cash-on-cash on tap.
- You'd rather pay one tool than stitch three together.
Choose Stessa if…
- You have a property manager handling tenants and just need a tax dashboard.
- Read-only tracking with bank sync is enough for you.
- You don't need maintenance, work orders, or a tenant portal.
FAQ
Is Havyn a Stessa alternative?+
Yes. Havyn offers everything Stessa does for rental property finance — AI expense categorization, real-time cash flow, ROI and equity tracking, Schedule E reports — plus rent collection, tenant portals, maintenance, and work order management that Stessa does not include.
How does Havyn pricing compare to Stessa?+
Havyn is a paid platform (from $19/mo) with full AI document parsing and accounting. Stessa's core product is finance tracking, while Havyn's paid plans include property management tools Stessa locks behind Pro.
Which is better for a small landlord, Havyn or Stessa?+
For landlords who collect rent and manage tenants, Havyn is better — Stessa is purely a finance tracker. For investors who only need read-only financial reporting, both work, but Havyn's AI parsing reduces manual data entry.
Can I import Stessa data into Havyn?+
Yes. You can connect bank accounts via Plaid and import historical transactions, then let Havyn's AI auto-categorize them into the Schedule E taxonomy.
Does Havyn replace Stessa for taxes?+
Yes. Havyn generates Schedule E-ready reports, cash flow statements, and per-property P&Ls, so you can hand them to a CPA or import to TurboTax just like Stessa.
Start Havyn for up to 10 properties
Full AI parsing, rent collection, and Schedule E reports.
